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Health

Health and dental plan

Undergraduate Student Union (SU) Health and Dental Plan

If you're a full-time undergraduate student, you're automatically enrolled in a health and dental plan through the Students Union (SU). This insurance plan helps to cover some of the services that aren't covered through the Alberta Health Care Insurance Plan. You're automatically charged for the SU Health and Dental Plan and can see it in your student portal when you view your fees.

For eligible students starting in the fall term, coverage begins Sept 1.听

  • There is a validation period for 45鈥60 days from Sept.听1. This听means that if you need to use the plan between those dates, you'll have to pay upfront and make the claims after the validation period is over
  • Please keep your receipts for eligible expenses incurred during this time period for submission to the insurance carrier upon completion of the enrolment process.

Opting out:听If you already have health insurance coverage through employment, parents, or a private plan that provides comparable coverage to the SU听plan, you may 鈥渙pt-out鈥 of these plans before the 鈥渃hange of coverage deadline,鈥 usually about a month after courses start (exact dates are available through health plan links on this page). If you demonstrate you have comparable coverage, you can choose to 鈥渙pt-out鈥 by submitting documentation and the charge would be removed from your account if approved. Learn more about the process of 鈥渙pting-out鈥 through the link听provided below.

Adding family members:听If you have dependents (children, partner, spouse), you can add them to your plan for an additional fee. You must make these changes before the deadlines available through the SU听website.

It's important that you understand what the SU听Health and Dental Plan covers. That way you'll know which services you might have to pay for yourself, and which services you can 鈥渟ubmit a claim鈥 for that you'll be reimbursed for a portion or full cost of a service. Visit the website below to learn:

  • Which听services are covered
  • Deadlines to make changes (like opting out or adding family/dependents)
  • How to submit a claim (to receive money back after paying for a covered service)

奥别产蝉颈迟别:听听

For questions, please contact:听uofcalgaryplan@mystudentplan.ca听听

Graduate Student Association (GSA) Health & Dental Plan

If you're a full-time graduate student, you're automatically enrolled in a health and dental plan through the Graduate Students Association (GSA). This insurance plan helps to cover some of the services that aren't covered through the Alberta Health Care Insurance Plan. You're automatically charged for the GSA Health and Dental Plan and can see it in your student portal when you view your fees.

Opting out:听If you already have health insurance coverage through employment, parents, or a private plan that provides comparable coverage to the GSA plan, you may 鈥渙pt-out鈥 of these plans before the 鈥渃hange of coverage deadline鈥, usually about a month after courses start (exact dates are available through health plan links on this page). If you demonstrate you have comparable coverage, you can choose to 鈥渙pt-out鈥 by submitting documentation and the charge would be removed from your account if approved. Learn more about the process of 鈥渙pting-out鈥 through the link听provided below.

Adding family members:听If you have dependents (children, partner, spouse), you may add them to your plan for an additional fee. You must make these changes before the deadlines available through the GSA website.

It's important that you understand what the GSA Health & Dental Plan covers, so you know which services you might have to pay for yourself and which services you can 鈥渟ubmit a claim鈥 for to be reimbursed for all/part of a service. Visit the website below to learn:

  • Which听services are covered
  • Deadlines to make changes (like opting out or adding family/dependents)
  • How to submit a claim (to receive money back after paying for a covered service)

奥别产蝉颈迟别:听听

For questions, please contact:听askgsa@ucalgary.ca听听

Alberta Health Care Plan

If you're starting an undergraduate or graduate degree at UCalgary, there are two important pieces to your medical insurance:

1. Free provincial health insurance plan for Alberta residents

2. Supplemental coverage through either the Students Union Health and Dental Plan (undergraduate students) or the Graduate Student Association Health and Dental Plan (graduate students)

听(AHCIP) is a free provincial plan that covers听听such as visits to the doctor, laboratory tests, and hospital costs if you're admitted to the hospital. This plan doesn't cover services like prescription drugs, dental services, vision care, or ambulance transport (the supplemental plans through SU or GSA do help to cover).

What do I need to do?

If you're moving to Calgary from another country and intend to live in Alberta for 12 months or more, you must apply for AHCIP coverage within 90 days (3 months) of moving to Alberta.

  • If you're under 18 years of age, you must be added to the AHCIP account of a custodian (such as a family member or friend living in Alberta).

If you're moving to Calgary from another province in Canada, and intend to live in Alberta for 12 months or more, you must apply for the Alberta Health Care Insurance Plan within 90 days (3 months) of moving to Alberta. Coverage through the AHCIP starts three months after you officially reside in Alberta. In the meantime, you can continue to use your health care card from another province, but be aware that coverage for some services may be different in Alberta.

How to apply for AHCIP听

You can apply to register for the Alberta Health Care Insurance Plan (AHCIP) by mail or in-person. It's fastest to apply in-person at an authorized registry office.听

  1. Review the AHCIP听听to ensure you have all the information required. You can print and bring a copy of the completed form with you, or the registry can provide听a copy of the form to fill out.听
  2. Gather the required听supporting documents. A detailed list is available听.听
  3. Find an听authorized registry office听.听If you live on or near campus, the easiest registry office to reach is called 鈥溾 located at Lions Park听CTrain station, which istwo听stops south from the university听in North Hill Mall.

If you were approved for AHCIP coverage, this coverage ends when your study permit expires. You may be eligible for a one-time only temporary extension of your AHCIP coverage while you wait for the extension of your study permit.

AHCIP coverage does not continue with IRCC "".听

You must contact the AHCIP office before your study permit expires to request a one-time temporary extension of AHCIP coverage.听

听

If you're studying towards a degree at UCalgary and are living in Calgary with family members (spouses/partners and single children under the age of 21), you'll register for the Alberta Health Care Insurance Plan (AHCIP) together.

A spouse/partner or dependent coming with a student may be eligible for coverage depending on the length of time they've been allowed to stay in Canada. When entering Canada, the officer at the port of entry should issue a 鈥渧isitor record鈥 for your dependent(s) that indicates how long they are allowed to stay in Canada. The officer should also stamp their passport and indicate the date by which they must leave Canada. If the officer doesn't automatically stamp their passport, please request that they do so. 听

Alberta Health card: eligible students will receive their card in the mail after they've applied. Contact the if you've lost your card.听

Gallivan SU Health and Dental myBenefits card: eligible undergraduate students can download their card to access your prescription drug benefits. .听

Studentcare GSA Health and Dental Plan app and pay-direct card:听eligible graduate students can download the app or Pay-Direct card:听

  • 听